In this workshop, you will learn:

• How a mortgage works and how to get one
• How a credit score affects your ability to get a loan
• What the hidden costs are to buying a home
• How much do you need to save for a down payment
• Where you can get free resources to make the process easier.

Presentado por MassHousing. Si está interesado en comprar una casa, este es el lugar para comenzar. En este taller, aprenderás:

• Cómo funciona una hipoteca y cómo obtener una
• Cómo un puntaje de crédito afecta su capacidad para obtener un préstamo
• ¿Cuál es el costo inicial de comprar una casa?
• ¿Cuánto necesita ahorrar para un pago inicial?
• Donde puede obtener recursos gratuitos para facilitar el proceso

This workshop is being presented in partnership with MassHousing and will cover the following:

• How a mortgage works and how to get one
• How a credit score affects your ability to get a loan
• What are the hidden costs of buying a home
• How much do you need to save for a down payment
• Where you can get free resources to make the process easier
• Income requirements
• Type of property available
• Down payment assistance

This event is presented by Roberto Crugnale of Edward Jones.

A key focus will be how to provide for your income needs, including your retirement income for the future. We’ll also explore how to address important concerns such as inflation, health care expenses, market volatility and unexpected events.

We hope you will join us.

A good credit score saves you money by opening the door to cheaper loans, better credit card offers, and greater job and housing opportunities. Fortunately, a credit score doesn’t depend on how much money you have; it only depends on your ability to follow some basic rules. In this workshop, you can learn:

• The formula to increase your credit score.
• How to read a credit report.
• How to start working one-on-one with a Financial Coach!

A good credit score saves you money by opening the door to cheaper loans, better credit card offers, and greater job and housing opportunities. Fortunately, a credit score doesn’t depend on how much money you have; it only depends on your ability to follow some basic rules. In this workshop, you can learn:

• The formula to increase your credit score.
• How to read a credit report.
• How to start working one-on-one with a Financial Coach!

A good credit score saves you money by opening the door to cheaper loans, better credit card offers, and greater job and housing opportunities. Fortunately, a credit score doesn’t depend on how much money you have; it only depends on your ability to follow some basic rules. In this workshop, you can learn:

• The formula to increase your credit score.
• How to read a credit report.
• How to start working one-on-one with a Financial Coach!

A good credit score saves you money by opening the door to cheaper loans, better credit card offers, and greater job and housing opportunities. Fortunately, a credit score doesn’t depend on how much money you have; it only depends on your ability to follow some basic rules. In this workshop, you can learn:

• The formula to increase your credit score.
• How to read a credit report.
• How to start working one-on-one with a Financial Coach!

Once you know how to track your money, you never need to fall behind again. In this workshop, you’ll learn how to:

• Track your income and spending
• Prioritize your needs
• Eliminate wastes of money

The BERDO Team is pleased to offer a new four-session workshop series on Zoom for building owners who need assistance with reporting a property under BERDO. Each session will focus on completing two to three steps of the BERDO reporting process and will include step-by-step coaching with time for questions.

You can sign up to join one of two cohorts who will meet on Wednesday afternoons and evenings:

• Cohort 1 will meet Wednesday afternoons from 3:30 - 5:00 pm. Sign up here.
• Cohort 2 will meet Wednesday evenings from 6:00 - 7:30 pm. Sign up here.

The first sessions will take place on Wednesday, March 27, 2024, and are scheduled to last only 1 hour. Following sessions will last around 90 minutes. Additional details will be provided after registration.

There will be materials to review and there may be some minimal work to do between sessions. There will be a break of several weeks between sessions after participants have requested their data to allow their receipt.

The number of participants will be limited so that there is ample time to accomplish each week’s goals.

Please email energyreporting@boston.gov if you have specific questions about these sessions.